RRSP Ages and Stages

RRSP Ages and StagesEveryone knows it’s RRSP season, but what’s less obvious is how to best direct your contributions over the years. Different ages and life stages call for different strategies. There’s an overarching theme, though: anything you can put toward your retirement is a good thing. “When it comes to contributions, it’s a journey, not a sprint,” says ?Wade Stayzer, vice president of retail banking and investment services at Ontario’s Meridian Credit…

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Canadian Dollar Under Pressure Over Rates and Economy

Canadian Dollar Under Pressure Over Rates and EconomyThe Canadian dollar has had a sharp slide since the beginning of 2014 and most predictions are that it will go lower. RBC economists say 87 cents by this fall, perhaps 85 cents next year, while TD Bank says 85 cents before the end of the year, then a rebound to 90 cents in 2015. On Friday the loonie closed up 0.26 of a cent at 89.21 cents US, having…

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5 Signs of a Good Financing

5 Signs of a Good FinancingInvestors should generally dislike companies that issue stock because it’s better if they are self-financing and don’t need to dilute their shareholder base. However, companies do need to grow, and financing is one of the prime reasons the stock market exists in the first place. Rather than dismiss all financings, here are five points to consider in determining whether one is good or bad. 1. A new share issue should…

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Canadian Women Among Most Risk-Adverse Investors

Canadian Women Among Most Risk-Adverse InvestorsIt’s been nearly a decade since Kelly Jansen of Ottawa took her first tentative steps into the world of financial investment. She was, at the time, admittedly cautious. Overly so. Fresh out of a marriage where she took a backseat on financial matters, Jansen didn’t know how to build a portfolio, nor did she have much confidence in her ability to make the right decisions around money and her future….

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5 Things Investors Can Ignore

5 Things Investors Can IgnoreOne of the problems with investing is that there is simply too much information for investors to consider. In the old days (that is, pre-Internet), investors needed to take a long-term view. Now, mere seconds after a company’s quarterly release or other news event, millions of investors, analysts, economists and bloggers around the world can give you their instant take on what just happened. Individual investors are bombarded with information,…

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