Must-Make Year-End Tax Moves

Must-Make Year-End Tax MovesWe may be approaching the most wonderful time of the year, but December is also when to make moves that could save you money come tax time. “Most people think of tax time as April, but it’s really all year long,” says Caroline Battista, a senior tax analyst with H&R Block Canada. “You want to be keeping your receipts all year long, but there are few things you can do at…

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Why Investors Want Cash Now Instead of Future Gains

Why Investors Want Cash Now Instead of Future GainsBarry Schwartz believes a company that is increasing its dividend or buying back shares is a far better investment than one more committed to raising capital expenditures. The chief investment officer at Baskin Financial Services Inc., a wealth management firm in Toronto, thinks it’s a no-brainer. “Have there ever been any studies showing that companies that increase capex over time outperform, because I haven’t seen one,” he said. “But I’ve…

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The Trouble with Investing Fees — Are Commission- or Fee-Based Accounts Better?

The Trouble with Investing Fees -- Are Commission- or Fee-Based Accounts Better?If you have a full-service investment account at a Canadian brokerage, your advisor has probably approached you in recent months to discuss the option of signing up for what is called a “fee-based account.” This means that you would be charged an annual fee of somewhere between 1-1.5% of the assets under advisement (AUA) at the brokerage, rather than paying commissions on individual buy and sell transactions. I am often…

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Why the Republican Victory is Good For Markets

Why the Republican Victory is Good For MarketsThe Republicans have taken control of the U.S. legislative agenda for the next two years if not longer, and that has political and market implications up until 2016 and likely beyond. Let’s see how they handle this role, given the divisiveness within the party itself and the fact that it did not really run on a theme (like Newt Gingrich’s “Contract with America” back in 1994). It was a true referendum…

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Why Some Investors Can’t Say Goodbye to BlackBerry

Why Some Investors Can't Say Goodbye to BlackBerryKim Kardashian wasn’t the only one expressing her desire to keep BlackBerry Ltd. around for a long time this week. The company’s chief executive John Chen took to LinkedIn to let everyone know he’s in this for the “long haul” too. Such pronouncements should be of some comfort to BlackBerry investors, though the value of Ms. Kardashian’s endorsement is dubious at best, but they also know that the “long haul”…

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