3 Steps to a More Secure Retirement

3 Steps to a More Secure RetirementEven though many of us are still decades away from retirement, it’s a constant worry. Nobody wants to run out of cash during their golden years. With record housing prices, higher food costs, and increasing financial commitments despite stagnant salaries, saving for retirement is tougher than ever. And with interest rates hitting record lows, it’s hard to get decent returns–especially from fixed income. Investors don’t have to fret about obligations decades away….

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Canada and the Loonie Just Got Some Great News

Canada and the Loonie Just Got Some Great NewsIt looks like Canadian investors can enjoy a sigh of relief: the U.S. Federal Reserve signaled today that it wouldn’t raise rates. It also introduced an increasingly cautious approach by cutting the number of rate increases expected in 2017 and 2018. The long-run interest rate forecast was also reset lower to 2.9% from 3%. Why is this such a big deal? The loonie has faced an onslaught of pressures in recent months and years…

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Why Stocks Are a Better Investment Than Mutual Funds

Why Stocks Are a Better Investment Than Mutual FundsThe stock market continually garners a considerable volume of sensational headlines that fuel nervousness among investors. This coupled with the heavy-handed marketing of fund managers and financial planners creates the illusion that mutual funds offer superior and more accessible means for small investors to access the market. This couldn’t be further from the truth. Direct stock investing is still one of the best and possibly the easiest means of achieving…

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The ETF Landscape in Canada Is Getting a Lot Harder to Traverse

The ETF Landscape in Canada Is Getting a Lot Harder to TraverseExchange-traded funds (ETFs) in Canada recently broke through the $100 billion mark in assets under management. And with more than 400 ETFs trading on the Toronto Stock Exchange, it’s getting a lot harder for self-directed investors to build consistent, easy-to-maintain portfolios without a bit of outside help. In the early days, it was simple enough: the classic “Couch Potato” ETF portfolio would have consisted of about four broad-based, low-cost ETFs….

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Do You Want High Tax-Free Income?

Do You Want High Tax-Free Income?If you want more income, one of the first places you can explore is real estate investment trusts (REITs). They own portfolios of properties that are diversified geographically and across many tenants. Some are diversified across asset types as well. Most importantly, many REITs pay juicy distributions that can help you pay your bills. Here are a couple of ideas. NorthWest Health Prop Real Est Inv Trust (TSX:NWH.UN) owns 120…

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3 Bargain Dividend Stocks for Your RRSP

3 Bargain Dividend Stocks for Your RRSPU.S. dividends received in non-registered or tax-free savings accounts will experience a 15% withholding tax. So, the registered retirement savings plan (RRSP) is the best account to buy and hold discounted dividend stocks such as Wells Fargo & Co (NYSE:WFC), Amgen, Inc. (NASDAQ:AMGN), and American Hotel Income Properties REIT LP (TSX:HOT.UN). Why is Wells Fargo a bargain today? Wells Fargo is one of the largest banks in the U.S. The…

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3 Great Dividend Stocks for Your RRSP

3 Great Dividend Stocks for Your RRSPOpening and contributing to a registered retirement savings plan (RRSP) is a great way to set money aside for retirement, and dividend stocks are ideal investments for these accounts. With this in mind, let’s take a look at three with high and safe yields of 3-5% that you could buy right now. 1. Telus Corporation Telus Corporation (TSX:T)(NYSE:TU) is Canada’s third-largest telecommunications company with approximately 12.44 million total customer connections,…

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3 Timeless Investing Lessons From the Best Investor You’ve Never Heard of

3 Timeless Investing Lessons From the Best Investor You’ve Never Heard ofFrom 1955 to 1995, Walter Schloss was one of the best-performing investors in North America, rivaling the great Warren Buffett in success. Schloss left Graham-Newman, the wealth management firm ran by Benjamin Graham (the father of value investing) in 1955, to start his own firm. Forty years later, he had delivered annual returns net to his investors of 15.7% per year, handily beating the S&P 500, which returned 10.4% a…

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Here Are Some Last-Minute Investments for Your RRSP

Here Are Some Last-Minute Investments for Your RRSPThe RRSP contribution limit deadline is fast approaching, and many Canadians have still not contributed to their accounts yet. Fortunately, there is still some time to add some stocks that can help fuel some growth for years to come. Here are a couple of companies to consider adding to your RRSP that are a good balance between growth and dividend payouts…

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3 Value Picks for 2016 and Beyond

3 Value Picks for 2016 and BeyondIf you’re looking for a value play for 2016 and beyond, you’ve come to the right place. I’ve scoured the market and found three stocks that are trading at inexpensive valuations compared with their five-year and industry averages, so let’s take a quick look at each to determine which would fit best in your portfolio. 1. Canadian National Railway Company Canadian National Railway Company (TSX:CNR)(NYSE:CNI) is the largest rail network…

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