Segregated funds: The High Price of Security

Segregated funds: The High Price of SecurityDuring the RRSP campaign, I met one of my clients who held investments with Manulife for a while. During our meeting, he showed me his investment statements from the other company. He had invested in segregated funds for the past 10 years and wasn’t happy with the results. While I am not bashing Manulife (I still took it in my portfolio for our best 2010 stock picks contest), I can’t…

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The sad fate of labour-sponsored funds

The sad fate of labour-sponsored fundsRemember when all you heard from investment salespeople during the RRSP season was about the 30 per cent tax credits available on a labour-sponsored fund? Sometimes, they added the RRSP deduction and showed how 75 to 80 per cent of your contribution was subsidized. Sounded like a great deal, right? But did they also mention the sky high management fees or the fact that a portfolio of emerging businesses might…

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7 Warning Signs You Need to Repair Your Portfolio

7 Warning Signs You Need to Repair Your PortfolioDoes this sound familiar? The stock market has been going up significantly since the beginning of the year but your portfolio is down. That is one clear warning sign that it is time to do some work on your portfolio before things get even worse. There are a number of additional warnings signs that an investor should look for when analysing their portfolio. Each one of these warnings signs signal…

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The Index Finger Moves on – Shrinking TSX and Declining Index Effect

The Index Finger Moves on - Shrinking TSX and Declining Index EffectThe Shrinking TSX Another ones bites the dust. As I noted last year, the TSX Composite Index has been shrinking for years. That seems to be continuing, though at a slower pace. When Enerflex Systems Income Fund (EFX.UN) leaves the index next week as the result of a buyout (see Standard & Poors press release) the TSX Composite will be down to 210 companies, a third fewer than a mere…

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Best of: Worst Financial Advice Ever

Best of: Worst Financial Advice EverThe N.C.F.B.A. met on Monday night (OK we sat and watched Preet eat dinner), and as usual the discussions and commentaries were entertaining, enlightening and fun (for me at least), and one of the topics that came up was about Advice and what people do with the advice you might give them (Michael James has in fact written an excellent post on how Investment Advice Usually Reaches the Wrong People)….

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Canadian Real Estate Investment

Canadian Real Estate InvestmentWatch out what Top Real Estate Investor from canada says about investing in canada.  Canada is the best place to invest. REIN provides the research report on property and consult you where, when and how to invest in canadian property.

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