Personal Finance

Page 2 of 1212345...10...Last »

How to Invest When Interest Rates Rise

How to Invest When Interest Rates Rise

Fixed income is considered by most investors to be the cornerstone of a well-constructed portfolio, usually through investment-grade bonds with laddered maturities. For more than 30 years, this has worked well, rewarding investors with a steady stream of income and... (Continue reading)

Tagged with:             

Using Dividend Stocks to Build Income

Using Dividend Stocks to Build Income

How did you get into investing?After finishing post secondary, I visited my local banker to get some investing advice and was pointed towards one of their mutual funds that was selected based on my risk tolerance at the time. I... (Continue reading)

Tagged with:                 

Markets messing with your mind? The Most Common Investor Head Fakes

Markets messing with your mind? The Most Common Investor Head Fakes

We like to think of ourselves as rational beings, but when it comes to investing our own money we can all get a little loopy. In a recent poll by BMO, two-thirds of respondents admitted they are not in total... (Continue reading)

Tagged with:                 

Financial Advice that is Popular And Wrong

Financial Advice that is Popular And Wrong

Some financial advice is so oft-repeated that everyone takes it for granted: You shouldn’t bring debt into retirement. Debit cards are safer than credit cards. Older folks should invest more conservatively. As they used to say on Seinfeld, yadda yadda... (Continue reading)

Tagged with:                     

Dollar Cost Averaging Helps Investors Manage Risk

Dollar Cost Averaging Helps Investors Manage Risk

People are always looking for the best time to buy when investing their money. Ultimately, no one wants to pay too much for an investment that they know will fluctuate in value from one day to the next. It doesn’t... (Continue reading)

Tagged with:                         

The Realities of Home Ownership

The Realities of Home Ownership

Sometimes folks say they want something, but then do things that totally work against them achieving their goal. Home ownership is a perfect example. I get letters every week from people who say they want to own their own homes.... (Continue reading)

Tagged with:             

Keep the Taxman out of Your Investments

Keep the Taxman out of Your Investments

If you are a novice investor in Canada, our tax system can make it very difficult to get the most after-tax growth out of your savings. This is because all of our income is taxed at different rates and, due... (Continue reading)

Tagged with:                 

What to do with $10,000 Right Now

What to do with $10,000 Right Now

For most people, getting a windfall of $10,000-through an inheritance, a severance payment or a small lottery win on the weekly Scratch ‘N Win card-can make a huge difference in their lives. Whether you invest in your small business, save... (Continue reading)

Tagged with:                 

Why We Need Higher Property Taxes. Really.

Why We Need Higher Property Taxes. Really.

When Canadian cities want to build infrastructure, they politely request provincial and federal funding-and then beg, cry, slobber, stomp their feet, hold their breath and turn blue until they get their money. You’d think our mayors would resent a system... (Continue reading)

Tagged with:             

Failure to File Taxes Could Bankrupt You

Failure to File Taxes Could Bankrupt You

It’s better late than never when it comes to your taxes. If you haven’t done your taxes for a year or two — or more — “get on it before CRA gets on you,” says tax expert Evelyn Jacks. The... (Continue reading)

Tagged with:                 
Page 2 of 1212345...10...Last »