Retirement Saving Should Be Realistic Not Idealistic

Retirement Saving Should Be Realistic Not IdealisticPlanning for retirement can be overwhelming. It requires thinking about long-term goals and it forces consideration of a more sensitive subject — one’s own mortality. An RBC study reports that only 52% of Canadian boomers actually put a plan on paper despite understanding its importance. However, they worry about it. According to a recent Investors Group survey, financial concerns affect 32% of Canadian couples and 60% of them put retirement…

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Stock Selection For The Individual Investor

Stock Selection For The Individual InvestorThe latest stock market turmoil, in the fourth quarter of 2008 when stocks declined significantly, has left retail investors with a larger challenge than ever before. Many feel let down by their advisors, mutual funds, and the financial industry structure that is supposed to help them. Is it possible for an individual managing his or her own money to make their own stock selection decisions, when they likely don’t have…

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