5 Things Investors Need to Worry About for the Rest of 2016

5 Things Investors Need to Worry About for the Rest of 2016We are generally very optimistic investors. And why not? We have, in 30 years of investing, seen nearly every crisis and market panic possible, and still markets are at record highs. We have no particular worries about current equity market conditions. However, that in no way means an investor should be complacent. We have not seen a major market correction in some time, and markets never go straight up. We…

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Top 6 Threats to Your Finances in 2014

Top 6 Threats to Your Finances in 2014Mounting debt We’re all another year older, and as the old song goes, deeper in debt. The latest measure of household debt by Statistics Canada shows the average household owes nearly $1.64 for every dollar it earns in a year. In the 1990s we owed less than a dollar for every dollar we earned but the creeping culture of consumerism has most Canadians living beyond their means. Late in the…

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Deflation – Living in a World of Falling Prices

Deflation - Living in a World of Falling PricesNorth America’s only enduring bout with deflation was in the Great Depression of the 1930s, a lost decade of economic hardship, high unemployment and falling prices. While there’s no immediate worry that we’re headed there, the debate has heated up as Europe copes with deep recession and a banking system on the brink. Even the U.S. is struggling after four years of weak growth. Deflation is a prolonged period of…

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