5 Lessons that will Help Protect Your Portfolio

5 Lessons that will Help Protect Your PortfolioOne of the fascinating things about the market is that, no matter how long you invest, or how much you think you know, there can always be new lessons learned. For a lot of investors, losing money — unfortunately — is often the cost of tuition for these market lessons. But, no investor is going to bat 1.000, and if you can at least learn from your mistakes then your…

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Want to Destroy Your Wealth? Here are 10 of the Best Ways to Go About It

Want to Destroy Your Wealth? Here are 10 of the Best Ways to Go About ItIt was my worst financial mistake and left me in what seemed like massive debt at 18. Surprise, the problem started with a credit card. A teenager with a $1,500 credit limit in 1982 and on vacation with friends in New York City is trouble. (I was working part-time as a bank teller, which facilitated my ability to get credit at the time.) So what happened? Strangely enough it wasn’t Manhattan that…

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7 Ways to Simplify Your Investments

7 Ways to Simplify Your InvestmentsInvesting doesn’t have to be difficult. Eliminating complicated investments can make your portfolio easier to manage and could even boost your returns. Automating your finances can also make it easier to save money and track your investments. Here are seven ways to make investing simple. 1. Consider a robo advisor. Automated online investment management platforms or robo advisors such as Betterment and Wealthfront can make investing incredibly simple because they…

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Five New Things Investors Should Try in 2015

Five New Things Investors Should Try in 2015The start of a new year causes many people to vow to change, make resolutions or try something new — after their hangover wears off anyway. For investors, it can be a good time to review their portfolios, investment goals and strategies: Is your investment plan working? Is your advisor earning his or her keep? Is your portfolio diversified and balanced? Investors can, of course, stick with the tried and…

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Finally! Alternative Investments For the Rest of Us

Finally!  Alternative Investments For the Rest of UsThere’s no doubt some Canadian investors are cynical about the rise in popularity of alternative investments over the past few years. And really, who can blame them? Hedge-fund strategies and non-traditional asset classes such as private equity and infrastructure are repeatedly touted for their significant diversification benefits and returns that are uncorrelated to stocks and bonds, but they also usually come with big price tags and, more often than not,…

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Designing a Dividend Portfolio

Designing a Dividend PortfolioOver the years I’ve continued to take on the occasional client in my consulting business; helping a few small businesses, individual investors and the odd institutional investor. Over the past 16 months I’ve been working with a couple whose intentions have been to build their own dividend growth portfolio for retirement after being with various financial advisors for years. Portfolio Construction is one of the most daunting tasks an individual…

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Eggs, Baskets, and Diversification

Eggs, Baskets, and DiversificationIt’s almost Easter and many of us have thoughts of eggs and baskets running through our heads. Everyone’s looking forward to enjoying a little chocolate and some quality time with family and friends. In terms of finance, however, we often speak of eggs and baskets in the context of diversification. Diversification means spreading your investments among asset classes that are less correlated with one another. You can put some of…

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