10 Reasons You Are Not Rich Yet

10 Reasons You Are Not Rich YetAs a financial advisor, I have spent many years helping other people overcome financial stumbling blocks so they can become rich. Ironically, the one person I have had the most trouble helping is myself. Being “rich” can mean different things to different people, but I believe it means having the financial freedom to achieve your goals and live the life you want. I am great at giving advice; I am…

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Emergency Funds — The Key to Weathering Financial Storms

Emergency Funds -- The Key to Weathering Financial StormsOver the last few days, we have watched with horror as Hurricane Sandy has roared up the East Coast of the United States. We have seen the devastation that a storm can cause, both in a physical sense and in an emotional one. Some of America’s largest cities have been severely damaged. The power of nature is truly an awesome sight to behold. As with any big storm, scores of people decided either to…

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Factors to Consider When Setting Up an Emergency Fund

Factors to Consider When Setting Up an Emergency FundYou know that an essential part of your financial health is having an emergency fund of some sort. Creating an emergency savings plan to help you through difficult times is important. Your emergency fund can help you make housing payments, buy food and pay for utilities. If you want true financial freedom, you have to have an emergency fund. Before you set up your emergency fund, though, consider the following:…

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