Posts Tagged ‘fees’

Will Actively Managed Mutual Funds Ever Go Away?

Will Actively Managed Mutual Funds Ever Go Away?

These days, the passive investing movement is gaining momentum faster than I get rejected for dates by attractive ladies. And for good reason. Actively managed mutual funds may sometimes outperform the index, but are more often than not surpassed by... (Continue reading)

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Spend Prepaid Visa Cards Quickly to Avoid Fees

Spend Prepaid Visa Cards Quickly to Avoid Fees

Sam Bornstein paid a penalty for his delay in using a Christmas gift he’d received in December 2009. His $50 prepaid MyTreat Visa card was refused as payment for a $48.08 purchase at a Boxing Day sale last weekend. What... (Continue reading)

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N.S. Payday Loans Under Microscope

N.S. Payday Loans Under Microscope

The Nova Scotia Utility and Review Board is taking another look at the way payday loan companies do business and will examine the issue at hearings scheduled to begin Monday in Halifax. The board will determine whether the companies are... (Continue reading)

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Low Cost Ways To Buy Dividend Stocks

Low Cost Ways To Buy Dividend Stocks

I recently did a review of ShareOwner discount brokerage, which promotes regular dividend stock purchases.  One thing that came out of that review, is that regardless of how cheap the trading costs are – regular purchases of stocks are quite... (Continue reading)

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Proposed Federal Securities Regulator – Little Help for the Individual Investor

Proposed Federal Securities Regulator - Little Help for the Individual Investor

Worth reading: IndependentInvestor.info‘s Proposed Canadian Securities Act and investor protection: a failing grade. The thoughtful, detailed analysis and judgment of the proposed move by the federal government to create a national securities regulator shows how little improvement there really is... (Continue reading)

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Beware the M2 Credit Card

Beware the M2 Credit Card

I got caught out! Here is what I learned the hard way about credit cards and interest charges on late payments. Mea culpa, through simply not paying attention, I was a day late paying the full balance. Of course, that... (Continue reading)

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Top Platinum Credit Cards in Canada

Top Platinum Credit Cards in Canada

For those people who have had a credit card for more than a few years, it could be time to start thinking about whether the card you currently own offers all of the benefits you want. For more established consumers,... (Continue reading)

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Segregated funds: The High Price of Security

Segregated funds: The High Price of Security

During the RRSP campaign, I met one of my clients who held investments with Manulife for a while. During our meeting, he showed me his investment statements from the other company. He had invested in segregated funds for the past... (Continue reading)

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The sad fate of labour-sponsored funds

The sad fate of labour-sponsored funds

Remember when all you heard from investment salespeople during the RRSP season was about the 30 per cent tax credits available on a labour-sponsored fund? Sometimes, they added the RRSP deduction and showed how 75 to 80 per cent of... (Continue reading)

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