8 Things Not to Keep in Your Wallet this Holiday Season

8 Things Not to Keep in Your Wallet this Holiday SeasonYou’re doing your holiday shopping in the midst of those distracting sales and crowds. You’re checking your gift lists (twice!) and your budget. You’re juggling bags and boxes. And you’re paying little attention to your purse or wallet. These are the moments when identity thieves will strike. “Pickpocketing can happen virtually anywhere, and people should be on their guard, especially while shopping this holiday season,” says Ken Chaplin, senior vice…

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7 Ideas to Cut Cost this Summer

7 Ideas to Cut Cost this SummerAs summer approaches many of us wish we’d started saving a lot earlier for a summer holiday.  Even so this doesn’t mean you can’t get away. You might not get three weeks in the south of France, but with a little bit of planning and creativity, you can put together a memorable vacation on any budget. Keep it local There are probably plenty of destinations within a three to four…

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Spend Prepaid Visa Cards Quickly to Avoid Fees

Spend Prepaid Visa Cards Quickly to Avoid FeesSam Bornstein paid a penalty for his delay in using a Christmas gift he’d received in December 2009. His $50 prepaid MyTreat Visa card was refused as payment for a $48.08 purchase at a Boxing Day sale last weekend. What happened? The card’s $2 monthly maintenance fee, which kicked in after 12 months, reduced its value to $48. So he was short by 8 cents. “I was not advised of…

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