Pay Yourself First: AutoMagic Bill Payments

Pay Yourself First: AutoMagic Bill PaymentsI was reading another site and saw that someone has written a book or is charging folks to learn how to make their personal finances automatic so in response to that, here are some simple ideas (for free (and thus worth every penny you paid for it)) to automate bill payment for your personal finances. I offer these ideas as a heuristic methodology, your mileage may vary, and with all…

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New Credit Card Minimum Payment Rules

New Credit Card Minimum Payment RulesIn response to new government regulations on credit cards, credit card companies are changing their minimum payment rules and their interest rates. In general both are going up. I don’t have many credit cards and only use one regularly, but my rarely-used Sears card is the first one to send me details on changes that will be effective in September. My nominal interest rate will rise from 28.8% per year…

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