Investing

Timing The Stock Market

As I’ve articulated before, I’m not a big fan of timing the stock market, and everything I’ve read about the efficient market hypothesis (that stocks are rationally priced at all times based on the sum of everyone’s understanding of the market) makes sense. That being said, there also seems to be a great case against […]

Personal Finance

How to Get a Bridge Loan?

Can banking get any more complicated? Hey man, you have no clue.  But in fact, clients can make banking and the loan industry complicated: At first, somebody wants to buy a house but doesn’t have any cash available for a down payment. So, banks create mutual funds to help him save. Then, this same individual […]

Featured

The Trouble With Being Cheap

Quite a few people have been expressing their admiration for my frugality to me, so I thought it was time to rein in the enthusiasm and talk a bit about the downsides of frugal living. 1. The most obvious downside, and what I don’t actually consider a downside, is frugality makes you question your buying […]

News

The True Cost of Rudeness

I’m often struck by how rude people in customer service positions are.  I understand when people say “they have a tough job and they get fed up with it just like anyone else”, but ultimately if it’s the ENTIRE point of someone’s job to interact with the public, shouldn’t they stay nice (or at the […]

Featured Investing

A Time to Sell?

Recently in the comments section of a post from July 2008, titled 30% today vs. 50% tomorrow, a reader John asks the following question, “I noticed some of my mutual funds are showing a 70% return from one year ago (market low). Do you agree it’s a good time to sell some now and wait for […]