Having already looked at how to reduce your heating and electricity bills, here are ten ways to reduce your water bill. Only wash full loads with your dishwasher and laundry washer. A partial load can use the same amount of water, but you will be washing more often. If replacingContinue Reading

There are a few books that are beloved and can be a bit dangerous to review.  YMOYL is the bible to a number of people, so I’ll start with saying that I think there’s a lot of good stuff in there, it’s a solid book and just about everyone shouldContinue Reading

The latest stock market turmoil, in the fourth quarter of 2008 when stocks declined significantly, has left retail investors with a larger challenge than ever before. Many feel let down by their advisors, mutual funds, and the financial industry structure that is supposed to help them. Is it possible forContinue Reading

The government is about to unveil plans surrounding a national securities regulator. Finance Minister Jim Flaherty is expected to unveil a government plan Wednesday to create a single Canadian securities regulator. Currently, each province and territory runs its own regulator… It’s about freakin’ time. I’ve had my mutual funds licenseContinue Reading

As options are a fairly sophisticated method of investing/speculating, I rarely write about them as I’m a big believer in sticking with the basics.  However, with the expectation of some sort of market correction between now and October 2010, I’ve had thoughts on ways to hedge a portfolio to reduceContinue Reading

I got caught out! Here is what I learned the hard way about credit cards and interest charges on late payments. Mea culpa, through simply not paying attention, I was a day late paying the full balance. Of course, that means interest is charged and not just for the oneContinue Reading

Success is often difficult to determine and many use a measurement based solely on absolute returns although all investors seek positive returns in abundant forms.  It’s no mystery that the behaviour of investors follows similar cycles seen over and over in both boom and bust segments of market ups and downs and investors forContinue Reading

Fair trade must be threatening someone’s bottom line. Starting today, The Economist is hosting an online debate. The proposition: “This house believes that making trade fairer is more important than making it freer.” Two economists, one for and one against present their positions. You can vote or comment after completingContinue Reading

We all know that “money can’t buy happiness.” However, a certain amount of money is needed for the building blocks of happiness — or at least security. It’s quite difficult to be happy when you don’t have access to the basic necessities of life. And this is where money andContinue Reading