Most investors would likely agree that 2014 has been an unusual year for stock market activity. A lot of investors got whipsawed and plenty of mistakes were made. There was a ton of confusion and, more recently, panic.

It seems, at least to us sitting independently on the sidelines, that a lot of Canadian investors simply forgot the basics. With that in mind, here are five simple investment rules to follow in 2015.

Expect the unexpected

Investors were likely most shocked by the fact that interest rates went down this year and that the energy sector got decimated. Read More…


  1. Yea the #1 rule which everyone, including myself, forget is to not panic when your portfolio is down. Markets will always go down and then back up. I now take a more laid back approach in my investment strategies.

  2. And here i was thinking of just maxing out my TFSA and RRSP was all i need to do at my bank. 🙁 Different world. Is it possible to convert both to investment style accounts — i mean like hold stock?

  3. 2015 is no different than 2014 or 1950 in terms of golden rules: diversify. That is all you need to know 🙂

  4. @ellie there is no sure fire place. It’s all about risk. The more risk you are willing to take the higher your return. This is why things like government bonds and GICs have very little returns (1-2.5%) while funds can have 45% ROI in some years.

    Do your homework.

  5. Seriously(?) people were surprised by interest rate drops? This was all predicted and anyone who is a true investor would have adjust accordingly. This article must be wrong in thinking most were shocked by the drop. What am i missing?

  6. Can someone tell me what are the more safe bets that one who is not much of an investor can put their hard earned dollars into and watch a nice return?

  7. I still love mutual funds. My returns are up 30% YTD! Some good picks out there.

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